ENGWell-understood affiliate
- #21
Well-understood associate
- #twenty two
Well-understood member
- #23
I usually do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had «too many revolving accounts.» Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, payday loan Vestavia Hills a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your guys that want buying a home or funds one thing.. hope in order to goodness you have got good credit. In my opinion certain dudes one to believe that credit cards worst you would like observe the picture as a whole. Just because *you* actually managed to pay bucks for what you doesnt suggest they will work for anyone. Even with the things i composed over I As well (at one time) reduced bucks to have what you. I will not go into the grounds right here nevertheless exercised aswell to some degree. The one downside to which was I will Never get a charge card.. you can expect to never get that loan. Forget buying a property unless I robbed a lender.
In closing for the past 10 years I have to keeps recharged regarding 100K value of articles. Ive racked upwards a ton of award factors ect ect. Occasionally I spend cash for content but you to mode I’m in search of an economy. I know there is men for the here that have tested a car or truck therefore the man wants 3K for this and also you begin this new transactions and you can force relates to push additionally the wad of cash arrives! Gotta like it!
